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GOLD $00.00 1.20 0.00%
SILVER $00.00 1.20 0.00%
PLAT $00.00 1.20 0.00%
PALL $00.00 1.20 0.00%
  • Gold
    • United States Mint Gold
      • American Gold Eagles
      • Gold Buffalos
    • Royal Canadian Mint Gold
      • Gold Maple Leafs
      • Other Canadian Gold Coins
    • The Royal Mint Gold
      • Gold Britannias
    • The Perth Mint Gold
      • Gold Kangaroos
      • Perth Mint Gold Bars
      • Gold Lunar Series
    • Austrian Mint Gold
      • Gold Philharmonics
    • Other Popular Gold Series
      • South African Gold Krugerrands
    • Gold Bars
      • 1 oz Gold Bars
      • 10 oz Gold Bars
      • Kilo Gold Bars
    • Gold Specials
  • Silver
    • United States Mint Silver
      • American Silver Eagles
      • Certified Silver Eagles
      • Morgan Dollars
      • America the Beautiful
    • Royal Canadian Mint Silver
      • Silver Maple Leafs
    • The Royal Mint Silver
      • Silver Britannias
      • Other Royal Mint Silver Coins
    • The Perth Mint Silver
      • Silver Kangaroos
      • Silver Kookaburras
    • Austrian Mint Silver
      • Silver Philharmonics
    • Silver Rounds and Silver Bars
      • Silver Rounds
      • Silver Bars
    • Silver Bullets
      • 1 oz Silver Bullets
      • 2 oz Silver Bullets
      • 5 oz Silver Bullets
      • 10 oz Silver Bullets
      • 25 oz Silver Bullets
    • Other Popular Series
      • Silver Chinese Pandas
      • South African Silver Krugerrands
      • Silver Mexican Libertads
    • Junk Silver
      • 40% Silver Bags
      • 90% Silver Bags
    • Specials
  • Rare Coins
    • Pre-1933 U.S. Gold Coins
      • $2.50 Indian Gold
      • $3 Gold Princess
      • $5 Liberty Gold
      • $5 Indian Gold
      • $10 Liberty Gold
      • $10 Indian Gold
      • $20 Liberty Gold
      • $20 Saint Gaudens
    • Better Date $10 & $25 American Gold Eagles
    • Mint-State, Common-Date Gold Coins
  • Other
    • Platinum
      • Platinum Coins
      • Platinum Bars
    • Palladium
      • Palladium Bars
  • Gold IRA
  • Programs
    • 20/20 Program
    • Select 4 Strategy
  • Charts
    • $10 American Gold Eagle Charts
    • $25 American Gold Eagle Charts
    • $2.50 Indian Gold Charts
    • $3 Indian Gold Charts
    • $5 Indian Gold Charts
    • $10 Indian Gold Charts
    • $20 Type Two Double Eagle Charts
    • $20 Type Three Double Eagle Charts
    • Gold, Silver, Platinum and Palladium Live Prices
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  • Gold
    • United States Mint Gold

      • American Gold Eagles
      • Gold Buffalos
    • Royal Canadian Mint Gold

      • Gold Maple Leafs
      • Other Canadian Gold Coins
    • The Royal Mint Gold

      • Gold Britannias
    • The Perth Mint Gold

      • Gold Kangaroos
      • Perth Mint Gold Bars
      • Gold Lunar Series
    • Austrian Mint Gold

      • Gold Philharmonics
    • Other Popular Gold Series

      • South African Gold Krugerrands
    • Gold Bars

      • 1 oz Gold Bars
      • 10 oz Gold Bars
      • Kilo Gold Bars
    • Gold Specials

  • Silver
    • United States Mint Silver

      • American Silver Eagles
      • Certified Silver Eagles
      • Morgan Dollars
      • America the Beautiful
    • Royal Canadian Mint Silver

      • Silver Maple Leafs
    • The Royal Mint Silver

      • Silver Britannias
      • Other Royal Mint Silver Coins
    • The Perth Mint Silver

      • Silver Kangaroos
      • Silver Kookaburras
    • Austrian Mint Silver

      • Silver Philharmonics
    • Silver Rounds and Silver Bars

      • Silver Rounds
      • Silver Bars
    • Silver Bullets

      • 1 oz Silver Bullets
      • 2 oz Silver Bullets
      • 5 oz Silver Bullets
      • 10 oz Silver Bullets
      • 25 oz Silver Bullets
    • Other Popular Series

      • Silver Chinese Pandas
      • South African Silver Krugerrands
      • Silver Mexican Libertads
    • Junk Silver

      • 40% Silver Bags
      • 90% Silver Bags
    • Specials

  • Rare Coins
    • Pre-1933 U.S. Gold Coins

      • $2.50 Indian Gold
      • $3 Gold Princess
      • $5 Liberty Gold
      • $5 Indian Gold
      • $10 Liberty Gold
      • $10 Indian Gold
      • $20 Liberty Gold
      • $20 Saint Gaudens
    • Better Date $10 & $25 American Gold Eagles

    • Mint-State, Common-Date Gold Coins

  • Other
    • Platinum

      • Platinum Coins
      • Platinum Bars
    • Palladium

      • Palladium Bars
  • Gold IRA
  • Programs
    • 20/20 Program
    • Select 4 Strategy
  • Charts
    • $10 American Gold Eagle Charts

    • $25 American Gold Eagle Charts

    • $2.50 Indian Gold Charts

    • $3 Indian Gold Charts

    • $5 Indian Gold Charts

    • $10 Indian Gold Charts

    • $20 Type Two Double Eagle Charts

    • $20 Type Three Double Eagle Charts

    • Gold, Silver, Platinum and Palladium Live Prices

  • Books & Supplies
    • Books
    • Presentation Boxes
    • Coin Tubes
    • Loupes
  • Resources
    • How to Buy Gold
    • Award Winning Videos
    • Why UCB
    • Metals Market Report
    • Dr. Mike Fuljenz Resume
    • Why Buy Certified
    • News & Articles
    • Sales Tax by State
    • Contact Us
Universal Coin & Bullion
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What Affects Premiums on Gold Bars

Premiums are the extra amount paid over the gold spot price when buying bars. These can vary depending on the bar’s size, origin, and current demand.

Factors that influence premiums include:

  • Bar weight and format – Smaller bars usually carry higher premiums due to production and packaging costs.
  • Mint or refiner – Recognized producers like Valcambi or Credit Suisse often add brand value.
  • Market demand – In times of economic uncertainty, premiums may rise due to increased buying.
  • Packaging and condition – Sealed, tamper-proof packaging and pristine condition often increase the resale value.
  • Location and availability – Local shortages or limited access can drive prices above average.

When working with a gold bar dealer Durham, ask for a breakdown of pricing to better understand what you’re paying for and how it compares to market trends.

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