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Michelle Moore
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Please note this is a Pre-sale item and is expected to ship on or around . Ordering Pre-Sale items may delay shipping your entire order. If you wish to order items and have them shipped separately, please place a separate order.
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© 2007-2024 Universal Coin & Bullion, Ltd.® All rights reserved
Texas Telemarketing Registered #2010-0004 • Texas Registered Precious Metal Dealer #0100913 • Beaumont Registered Precious Metal Dealer #2012-04
(1) All statements, opinions, pricing, and ideas herein are believed to be reliable, truthful and accurate to the best of Universal Coin & Bullion's knowledge at this time. They are not guaranteed in any way by anybody and are subject to change over time. Universal Coin & Bullion disclaims and is not liable for any claims or losses, which may be incurred by third parties while relying on information published herein. Individuals should not look at this publication as giving finance or investment advice or information for their individual suitability.
(2) All readers of Investors Market Advisory are advised to independently verify all representations made herein or by its representatives for your individual suitability before making your investment or collecting decisions.
(3) Coin collecting and investing are only meant for those who are personally and financially suited. Universal Coin & Bullion does not recommend financing any purchase or spending more than you can afford to lose if your investment goes down in value. Universal Coin & Bullion does not recommend customers pay a penalty for early withdrawal from any investment to purchase coins. Numismatic purchases are affected, in part, by economic and market conditions. While Universal Coin & Bullion's competitive pricing, margins and market strategy approach the market with specific attention to the areas we recommend, we impress upon the customer to perform his or her own due diligence in deciding on the amount and type of their numismatic position and independently verify all representations.
(4) As with all investments, the value of the coins could go up or down. Universal Coin & Bullion and its representatives do not offer any implied or assumed promises.
(5) Universal Coin & Bullion considers coin collecting and investment to be a mid to long-term investment. As with all investments, past performance is not a guarantee of future returns. Further, you understand the coin market is speculative and unregulated and you could lose money if you have to sell these coins in the short run, say a year or two. Universal Coin & Bullion recommends a hold time of five to ten years or more. While offering no guarantee of growth in any time frame, Universal Coin & Bullion wants the customer to understand that holding numismatic coins shorter than the recommended hold time could result in losses, while longer holding periods, such as 5-10 years or more increase the chances a coin's value can rise. Universal Coin & Bullion strongly encourages you to view informational videos at UniversalCoin.com including "Choosing the Right Dealer and Understanding Coin Pricing."
(6) Our 100% Satisfaction Guarantee is: If you are not 100% satisfied with your purchase, you may return it in its original packaging within thirty (30) days of receipt for a full refund except on special orders or bullion orders. Specific exceptions to the thirty (30) day return privilege must be approved by management in writing.
(7) Other returns of numismatic items outside the thirty (30) day return privilege may be subject to a restocking fee of up to 20% or repurchase at Universal Coin & Bullion's buy price at the time of return.
(8) Our policy is that payments for refunds on coins received and confirmed for liquidation will be processed in 10-15 business days unless specified otherwise by management in writing.
(9) Although many areas of numismatics lend themselves to third party grading and authentication, third party certification does not eliminate all risks associated with the grading of coins.
(10) Arbitration: Universal Coin & Bullion strives to resolve customer complaint issues directly with customers in an expeditious manner. In the event an amicable resolution cannot be reached, you and Universal Coin & Bullion agree to accept binding arbitration. Any controversy or claim arising out of or relating to transactions between you and Universal Coin & Bullion shall be resolved by binding arbitration pursuant to the Federal Arbitration Act and administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules in Jefferson County, Texas and judgment on the award rendered by the Arbitrator may be entered in any court having jurisdiction thereof. It is understood you and Universal Coin & Bullion waive any right to a jury trial. YOU AND UNIVERSAL COIN & BULLION agree THAT ALL CLAIMS SHALL be brought in the party’s individual capacity and not as a class member in any purported class or representative proceeding.
(11) In order to stay abreast of changing market conditions, YOU AUTHORIZE Universal Coin & Bullion TO contact you from time to time by phone or TEXT regarding items of interest.
(12) All phone conversations between you and Universal Coin & Bullion are recorded.
(13) All transactions and communication between Universal Coin & Bullion, its employees, and you are only conducted through Universal Coin & Bullion business address and business telephone numbers.
(14) You understand it is your responsibility to contact the Universal Coin & Bullion 100% Service Standard Hotline between 8:30 A.M. & 5:00 P.M. CST Monday through Friday and speak with a manager regarding any issues or complaints that you may have. The toll free 100% Service Standard Hotline is 877-899-8380.
(15) Some experts recommend that in typical times, a diversified investor's portfolio contain a rare coin and precious metals component of 5% minimum to 25% maximum. Customers should not look at our written materials or our recommendations as giving personalized legal or investment advice.
(16) You understand pricing of coins may vary based upon quantity and quality of coins purchased, type of coins purchased and other factors. You understand payment terms may vary based upon dollar amount of transaction, type of coin purchased, advertised offers and other factors. You understand all advertised offers are subject to inventory limitations of advertised product. You understand delivery time may vary based upon payment methods used.
(17) Coin values are constantly changing and estimated verbal indications of value may vary due to multiple factors. The company cannot be responsible for any indications used for valuation and purchasing of customer coins unless its offer is in writing and confirmed according to the company's policies and procedures.
(18) You understand and acknowledge all transactions between you and Universal Coin & Bullion are processed in Jefferson County, Texas.
(19) Reproduction or quotation of this newsletter is prohibited without written permission of Universal Coin & Bullion. Investors Market Advisory is published by Universal Coin & Bullion®, 7410 Phelan Blvd., Beaumont, Texas 77706.
(20) If any of the terms and conditions in this disclosure are unacceptable to you, please utilize our return Privilege.
(Rev. 1.5.15)
Dated 9/18/2015
PLEASE READ THIS PRIVACY POLICY CAREFULLY. BY ACCESSING THIS WEBSITE YOU ACCEPT THE PRACTICES DESCRIBED BELOW.
Thank you for accessing our website ("Site") operated by Universal Coin & Bullion, Ltd. ("UCB"). We respect your privacy and want to protect your personal information. By visiting the Site directly or through another site, you accept the practices described in this Policy.
As we update and expand our Site and services, this Policy will be amended to protect your privacy. Please check the Site periodically for updates and feel free to contact us at any time with questions or suggestions regarding the Policy. If you have questions or concerns regarding this Policy, please contact us by email at info@universalcoin.com or writing to the following address: Universal Coin & Bullion, 7410 Phelan, Beaumont, Texas 77706. When corresponding with us, please reference your customer number.
We collect information from you in multiple ways on this Site. The primary objective in collecting personal information from you is to provide you the best possible customer experience. For example, we can use your personal information to help us create content that is most relevant to you or alert you to new information, products, and services that we offer.
Data Security
The security and confidentiality of your information is important to us. We have implemented certain technical, administrative, and physical security measures designed to help protect customer information from unauthorized access and improper use. This is an ongoing process and, from time to time, we review our security procedures in order to consider appropriate new technology and methods. Please be aware that despite a company’s best efforts, no security measures are perfect or impenetrable.
We are committed to providing you a safe, risk free environment. We use some of the most sophisticated security software available on the market and have done everything reasonably possible to ensure that any personal information you share with us will not be misappropriated. Should you ever suspect an unauthorized party has obtained or used your personal information, please contact us immediately. We will investigate the matter thoroughly. Any time that you discover or suspect fraud, you should contact your credit card company immediately.
The Site incorporates physical, electronic, and administrative procedures to safeguard the confidentiality of your personal information, including Secure Sockets Layer (“SSL”) for all financial transactions through the Site. We use SSL encryption to protect your personal information online, and we also take several steps to protect your personal information in our facilities. Personal information may be printed or otherwise stored in a non-electronic form. Employees who need access to your personal information to perform a specific job are permitted access to your personal information. Finally, we may rely on third-party service providers for the physical security of some of our computer hardware. We believe that their security procedures are adequate. For example, when you visit the Site, you access servers that are kept in a secure physical environment, behind a locked cage and an electronic firewall.
Our site is not directed to individuals under the age of eighteen (18) and we request that these individuals do not provide personal information through our site. We do not knowingly collect information from children under thirteen (13) without parental consent.
UCB does not guarantee complete security either online or offline.
Opt Out/Corrections
Upon your request, we will (a) correct or update your personal information; and/or (b) stop sending emails to your email address. You can make these requests at the customer information section of the Site or by calling UCB at (800) 459-2646 or emailing your request to info@universalcoin.com.
Monitoring/Recording of Telephone Calls
You understand and agree that UCB may, at UCB’s discretion, but is not obligated to do so, monitor or record your telephone conversations with UCB for quality control and for UCB’s protection. Unless otherwise agreed by UCB in writing, UCB does not consent to the recording of telephone conversations by you or any third party. You understand that not all telephone lines or calls are recorded and UCB does not guarantee that any recordings of any particular telephone calls will be retained or be capable of being retrieved.
Updates to this Policy
WE MAY CHANGE, MODIFY, AMEND, SUSPEND, TERMINATE OR REPLACE THIS PRIVACY POLICY FROM TIME TO TIME. IN THE EVENT THIS PRIVACY POLICY IS CHANGED, MODIFIED, AMENDED OR REPLACED, THE EFFECTIVE DATE, LOCATED ABOVE, WILL CHANGE. YOUR CONTINUED USE OF THE WEBSITE AFTER A CHANGE IN THE EFFECTIVE DATE OF THIS PRIVACY POLICY CONSTITUTES YOUR ACKNOWLEDGEMENT AND ASSENT TO THE UPDATED POLICY.
BY USING THIS WEBSITE, YOU REPRESENT AND WARRANT THAT YOU HAVE READ, UNDERSTAND AND AGREE TO THE TERMS OF THIS PRIVACY POLICY.
Questions or Comments.
If you have any comments or questions about our security and privacy statement, please call us at (877) 899-8380 or email our Customer Service Department at info@universalcoin.com.
You understand if you are not 100% satisfied with your purchase, you may return it in its original packaging within thirty (30) days of receipt for a full refund except on special orders or bullion orders. You understand returns of numismatic items outside of the thirty (30) day return privilege may be subject to a restocking fee of up to 20% or repurchase at Universal Coin & Bullion’s buy price at the time of return. You understand and accept Universal Coin & Bullion’s policy that payments for refunds on coins received and confirmed for liquidation will typically be processed in 10-15 business days unless otherwise specified by management in writing.
AS USED IN THESE TERMS AND CONDITIONS, THE TERM "YOU" SHALL MEAN ANY VISITOR TO THE SITE AND/OR CUSTOMER OF Universal Coin & Bullion.
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. WE WILL NOTIFY YOU OF AMENDMENTS TO THESE TERMS AND CONDITIONS BY POSTING THEM TO THIS SITE. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS THIS SITE.
Universal Coin & Bullion ("UCB") operates this Website (the "Site") to provide online access to information about UCB and its products. By accessing and using this Site, you agree to each of the terms and conditions set forth herein ("Terms and Conditions"). Additional terms and conditions applicable to specific areas of this Site or to particular content or transactions are also posted in particular areas of the Site and, together with these Terms and Conditions, govern your use of those areas, content or transactions. These Terms and Conditions, together with applicable additional terms and conditions, are referred to as this "Agreement".
UCB reserves the right to modify this Agreement at any time without giving you prior notice. Your use of the Site following any such modification constitutes your agreement to follow and be bound by the Agreement as modified. The last date these Terms and Conditions were revised is set forth at the bottom of this page.
Use of Site
You may use this Site, and the information, writings and images on the Site solely for your non-commercial, personal purposes and/or to learn about UCB products. No right, title or interest in any content is transferred to you, whether as a result of downloading such content or otherwise. UCB reserves complete title and full intellectual property rights in all content. Except as expressly authorized by this Agreement, you may not use, alter, copy, distribute, transmit, or derive another work from any content obtained from the Site except as expressly permitted by these Terms and Conditions.
Copyright
The Site and the content are protected by U.S. copyright laws, and belong to UCB, its licensors, contributors or third parties. The copyrights in the content are owned by UCB or other copyright owners who have authorized their use on the Site.
Trademarks
You are prohibited from using any of the marks or logos appearing throughout the Site without permission from the trademark owner, except as permitted by applicable law.
Links to Third-Party Sites
Links on the Site to third party websites or information are provided solely as a convenience to you. If you use these links, you will leave the Site. Such links do not constitute or imply an endorsement, sponsorship, or recommendation by UCB of the third party, the third-party Site, or the information contained therein. UCB is not responsible for the availability of any such Site. UCB is not responsible or liable for any such Site or the content thereon.
Linking to this Site
Prior to linking to this site, you must first obtain UCB’s written permission. Requests to link to the Site should be sent to info@universalcoin.com. Unless specifically authorized by UCB, you may not connect "deep links" to the Site, i.e., create links to this Site that bypass the home page or other parts of the Site. You may not mirror or frame the home page or any other pages of this Site on any other Site or web page.
Downloading Files
UCB cannot and does not guarantee or warrant that files available for downloading through the Site will be free of infection by software viruses or other harmful computer code, files or programs.
Disclaimer of Warranties
UCB MAKES NO EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER WITH RESPECT TO THE SITE OR THE CONTENT. UCB EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT, WITH REGARD TO THE SITE, THE CONTENT, AND ANY PRODUCT FURNISHED OR TO BE FURNISHED VIA THE SITE OR BY UCB TO YOU AFTER YOU HAVE VIEWED THE SITE. UCB DOES NOT WARRANT THAT THE FUNCTIONS PERFORMED BY THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE, OR THAT DEFECTS IN THE SITE WILL BE CORRECTED. UCB DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE CONTENT, OR THAT ANY ERRORS IN THE CONTENT WILL BE CORRECTED. THE SITE AND THE CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS.
Limitation of Liability
IN NO EVENT WILL UCB BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING, BUT NOT LIMITED TO ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY OR OTHER INDIRECT DAMAGES ARISING OUT OF (I) THE USE OF OR INABILITY TO USE THE SITE OR THE CONTENT, (II) ANY TRANSACTION CONDUCTED THROUGH OR FACILITATED BY THE SITE; (III) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SITE AND/OR THE CONTENT, (IV) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, OR (V) ANY OTHER MATTER RELATING TO THE SITE OR THE CONTENT, EVEN IF UCB HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF YOU ARE DISSATISFIED WITH THE SITE, THE CONTENT, OR WITH THE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.
Indemnification
You understand and agree that you are personally responsible for your behavior on this Site. You agree to indemnify, defend and hold harmless UCB, its parent companies, subsidiaries, affiliated companies, joint venturers, business partners, licensors, employees, agents, and any third-party information providers to the service from and against all claims, losses, expenses, damages and costs (including, but not limited to, direct, incidental, consequential, exemplary and indirect damages), and reasonable attorneys' fees, resulting from or arising out of your use, misuse, or inability to use the Site, the service, or the content, or any violation by you of this Agreement.
Privacy
By accessing this Site you accept and acknowledge UCB’s Privacy Policy.
User Conduct
You agree to use the Site only for lawful purposes. You agree not to take any action that might compromise the security of the Site, render the Site inaccessible to others or otherwise cause damage to the Site or the content. You agree not to add to, subtract from, or otherwise modify the content, or to attempt to access any content that is not intended for you. You agree not to use the Site in any manner that might interfere with the rights of third parties. You agree that you will not use any robot, spider, other automatic device, or manual process to monitor or copy our Web pages or the content contained herein without our prior expressed written permission. You agree that you will not use any device, software or routine to interfere or attempt to interfere with the proper working of the Site or any transaction being conducted on our Site. You agree to abide by all applicable local, state, national, and international laws and regulations in your use of the Site. Our Site is available only to individuals who are permitted to use it under applicable law. If you do not qualify, please do not use our Site. You agree to be solely responsible for your actions and the contents of your transmissions through the Site. You agree not to impersonate any person or entity or falsely state or otherwise misrepresent your identity or affiliation with a person or entity.
Coin Transaction and Site User Agreement
By accessing this Site you accept and acknowledge the Coin Transaction and Site User Agreement.
Typographical Errors or Inaccuracies
The Site may contain technical inaccuracies or typographical errors or omissions. We are not responsible for typographical, pricing, product information, advertising or other errors on the Site. Advertised prices and available quantities are subject to change without notice. We reserve the right to make changes, corrections and/or improvements to the products and programs described on the Site at any time without notice.
Lost Transaction Information and Communication Errors
We are not responsible for communication malfunctions, failures, or difficulties, or lost, stolen, or misdirected, transmissions, messages or entries, or the security of any such communications. Further, we are not responsible for incorrect or inaccurate entry information, whether caused by user(s) or by any of the equipment or programming associated with the Site, or by any technical or human error that may occur in the processing of any information related to the Site. We are not responsible for any damages that may arise as a result of any orders you request or make on this Site which are not processed or accepted for any reason.
No Financial Tax or Legal Advice Provided
The Site and content are not intended to and do not constitute financial, legal or tax advice. Please seek the advice of professionals as necessary regarding the evaluation of any content on this Site. You should consult with your appropriate legal, financial or tax advisor regarding issues arising from the acquisition or disposition of precious metals, rare coins, rare currency and any financial investment. The information on this Site is not intended as an offer or solicitation for the purchase of any stock, any other security or any financial instrument or to provide any investment service or investment advice in any jurisdiction. You acknowledge that UCB advises and you have the opportunity to perform your own due diligence in deciding the amount and type of your coin transaction and numismatic position. You acknowledge that UCB advises and you have the opportunity to independently verify all representations made via the UCB website, via email, via UCB publications or from UCB representatives.
Timeliness of Information
All materials that are contained on the Site were, to the best of our knowledge, timely and accurate when first presented. However, the passage of time can render information stale, and you should not rely on the continued accuracy of any such material beyond the date of issuance. We have no responsibility to update any information contained in any such material. All viewers should carefully check the dates of issuance of the material contained in the Site.
ARBITRATION
YOU AND UCB AGREE TO ARBITRATE IN A FINAL BINDNG MANNER PURSUANT TO THE FEDERAL ARBITRATION ACT AND ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION IN ACCORDANCE WITH ITS COMMERCIAL ARBITRATION RULES IN JEFFERSON COUNTY, TEXAS ALL CONTROVERSIES BETWEEN YOU AND UCB, IT’S OWNERS, REPRESENTATIVES OR AGENTS THAT CANNOT BE AMICABLY RESOLVED BY DIRECT NEGOTIATION OR THROUGH PRE-ARBITRATION MEDIATION ARISING OUT OF OR RELATING IN ANY WAY TO THESE TERMS AND CONDITIONS OR ANY TRANSACTION WITH UCB, YOUR ACCOUNT, OR ANY SERVICE PROVIDED BY UCB TO YOU. IT IS UNDERSTOOD THAT YOU AND UCB WAIVE ANY RIGHT TO A JURY TRIAL. YOU AND UCB AGREE that all claims shall be brought in your or UCB’s individual capacity and not as a class member in any purported class or representative proceeding.
Limitation of Actions
You acknowledge and agree that, regardless of any statute or law to the contrary, any claim or cause of action you may have arising out of, relating to, or connected with your use of the Site, coin purchase, coin sales or any other transactions between you and UCB must be filed within one calendar year after such claim or cause of action arises, or forever be barred.
Termination
We will have the right to terminate your access to the Site if we reasonably believe you have breached any of these Terms and Conditions. Following termination, you will not be permitted to use the Site and we may, in our discretion, cancel any outstanding product orders. If your access to the Site is terminated, we reserve the right to exercise whatever means we deem necessary to prevent unauthorized access to the Site, including, but not limited to, technological barriers, IP mapping, and direct contact with your Internet Service Provider. These Terms and Conditions will survive indefinitely unless and until we choose to terminate it, regardless of whether any account you open is terminated by you or us or if you have the right to access or use the Site.
General Provisions
Entire Agreement/No Waiver. These Terms and Conditions constitute the entire agreement of the parties with respect to the subject matter hereof. No waiver by UCB of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default.
Correction of Errors and Inaccuracies. The content may contain typographical errors or other errors or inaccuracies and may not be complete or current. UCB therefore reserves the right to correct any errors, inaccuracies or omissions and to change or update the content at any time without prior notice. UCB does not, however, guarantee that any errors, inaccuracies or omissions will be corrected.
Enforcement/ Choice of Law/ Choice of Forum. If any part of this Agreement is determined by a court of competent jurisdiction to be invalid or unenforceable, it will not impact any other provision of this Agreement, all of which will remain in full force and effect. Any and all disputes relating to these Terms and Conditions, UCB's Privacy Policy, UCB’s Coin Transaction and Site User Agreement, any coin purchase, coin sales or other transactions between you and UCB, your use of the Site, any other UCB Site, the Service, or the content are governed by, and will be interpreted in accordance with, the laws of the State of Texas, without regard to any conflict of laws provisions.
Claims of Copyright Infringement. Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement should be sent to Service Provider's Designated Agent.